Liberty Asset Solutions was founded to help return unclaimed money to the proper recipients or heirs after foreclosure or passing of the original owner. 

We are passionate about bringing hope to individuals who may have fallen on hard times, by first making them aware of these funds, and then assisting them through the proper legal channels of recovering it. 

We look forward to serving you! 

What Are Excess Funds?

In the event of a tax or mortgage foreclosure, the county holds an auction on the property due to unpaid taxes or mortgage payments. The auction starts the bid at the amount of taxes or mortgage that is owed. What most people do not know is that the properties usually sell for an amount that is higher than the opening bid and any profit remaining is due to the previous owner, the excess funds or excess proceeds. Most people believe they’ve lost everything, and are usually not aware these funds even exist.

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What We Do

Our firm researches government and county websites to find these unclaimed funds, locate the rightful recipient, and provide the legal services and expertise to successfully submit your claim. We work directly with the county to claim these monies for individuals, companies or heirs. We do not charge upfront fees and only get paid a finder’s fee if the claim is a success; we strive to make the process as easy as possible, with no risk to you.

Other Services

Unclaimed State Funds

We also work with Unclaimed state funds. They are forgotten money from individuals after closing an account or perhaps the death of the original account holder. Many people have unclaimed funds that are due to them.

The various institutions are required to do an annual report, and after a few years of no contact, they turn these funds over to the state, and if unclaimed are budgeted into government programs. Our team of researchers and attorneys work directly with the state and assist you through the correct legal channels to recover these funds.

  • Closed Bank
  • Accounts
  • Safety Deposit Boxes
  • Uncashed Checks and Money Orders
  • Insurance Policies
  • Stocks & Bonds
  • Mutual Funds
  • Trust Funds
  • Royalties
  • Escrow Accounts

Frequently Asked Questions

How do I know this isn’t a scam?

We understand it’s not everyday you get a call saying “Hey, there’s money sitting here that belongs to you!” But here’s how you can know it’s not:
1. We do not ask for any money up front. We do all the work first, and only get paid upon a successful claim directly from the county and/or state.
2. We provide you with official documentation from the county and state, showing proof of your owed excess funds.
3. We work directly with your local county office and use state-licensed attorneys to draft and submit your claim.
4. We will never ask for your banking or financial information. After we submit your claim, the check will be mailed directly to you.

Why wasn’t I told about this before?

The county/state is legally required to send a Notice of Excess Funds, but most of the time it’s to the last known address on record (the house that was foreclosed). And more often than not, the mail gets returned. That is the only attempt they will make to reach out to you, and after a certain amount of time, the funds are budgeted into county and state programs, and you are then barred from claiming them.

I don’t own the property anymore, why should I get this money?

The property was still in your name, or the name of your deceased relative, until it was sold at the time of the auction. The lien holders and IRS only want what was owed. Anything left over after the auction rightfully belongs to you.

How long will it take to get the funds?

Each state is different, it can take anywhere between 2 weeks to a year. It also depends if there are additional lien holders or tax deeds still unpaid. After the auction, lien holders or other interested parties typically have 120 days to claim their portion of the funds, after that, they are barred from taking it out in the future. Tax deeds can be 6-12 months, in which time you have to pay back what you owe or the property becomes the deed holder’s. We will be able to give you a better time estimate after researching your unique case further, but the sooner we start, the sooner we can get the funds to you.

What’s the process moving forward?

1. Research to find out if any liens are still needing paid and address them as necessary.
2. Gather necessary information, documentation, and forms required by the county or state.
3. Have our attorneys draft the final claim and prepare your packet to be sent to the notary.
4. Set up a convenient time for you to meet with a notary to sign everything and get a photocopy of your identification.
5. Submit your claim.
6. The check for the funds will be mailed to the address you provide.

We pride ourselves in transparency, and would be honored to aid you in reclaiming your funds. Please contact us with any questions or concerns you may have before or anytime during the process. 
To schedule a consultation, please see the contact form below.

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